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Documentation Index

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CONFIDENTIAL & PROPRIETARY © 2026 Inkwell Finance, Inc. All Rights Reserved. This document is for informational purposes only and does not constitute legal, tax, or investment advice, nor an offer to sell or a solicitation to buy any security or other financial instrument. Any examples, structures, or flows described here are design intent only and may change.

Current Status (April 2026)

Inkwell has shipped a full-stack lending application on Solana with ML-powered credit scoring, a Leviathan SDK, and an IKA staking platform on Sui. We are raising a $3M seed at $15M cap to fund the first 24+ months of operations and deploy capital via a parallel $5-10M SPV.

Technology Validation

Solana Programs Live

Four Anchor programs built and verified
  • Leviathan Core: loans, policy enforcement, session keys, revenue splits
  • Leviathan Pool: deposits, withdrawals, LP tokens, interest model
  • Leviathan Score: ML-backed credit scoring with oracle integration
  • Leviathan Verifier: Solana and EVM transaction parsing and verification

IKA Staking Platform

Live on IKA mainnet
  • Validator scoring engine with APY, uptime, and commission analysis
  • Optimal allocation across multiple validators
  • Agent API with tiered access for AI agent integrations
  • LIKA liquid staking token in development

Ika dWallet Integration

Cross-chain enforcement architecture
  • Revenue-backed loans secured by Ika 2PC-MPC dWallets
  • Default enforcement without court orders or bridges
  • Architecture co-validated with Ika core engineers
  • Active Ika RFP contributor with direct code review

ML Credit Scoring

Production scoring pipeline
  • Ensemble model: on-chain trade analysis, leaderboard crawling, 76-feature credit snapshots
  • Polymarket position tracking and risk scoring
  • Real-time underwriting via SSE streaming
  • Plaid bank integration for hybrid on-chain/off-chain credit

Partner Interest

Primary Pilot Partner: Full Sail

Full Sail

Sui-Native DEXMOU and LOI signed for Inkwell Embedded Lending integration:
  • Streamlined smart contract integration
  • Revenue-backed credit for protocol treasury
  • Non-dilutive funding without token sales
  • LIKA liquid staking distribution partnership

Active Pipeline

StatusDescription
🔄 In DiscussionMultiple mainnet protocols in active term-sheet discussions
⏭️ Next TargetFirst funded loans via parallel SPV ($5-10M)
Anonymized Pipeline Highlights
  • Solana DeFi protocol exploring revenue-backed credit facility
  • Cross-chain DEX interested in expansion capital
  • Sui-native protocol evaluating treasury credit line

Technical Milestones

Solana Programs

Four Anchor programs: core lending, pooled lending, credit scoring, transaction verification

Full Application

Supply, Borrow, Credit Reports, Positions, and Leaderboard pages live on Solana

ML Credit Scoring

Ensemble scoring pipeline operational with Polymarket integration and Plaid bank data

Leviathan SDK

@leviathan/sdk with unified TypeScript bindings for Solana programs

IKA Staking Platform

Live validator scoring, allocation engine, and Agent API on IKA mainnet

Agent API & MCP Server

OpenAPI spec, Claude Code skill, MCP server, and AI plugin discovery for agent integrations

Cross-Chain Signing

Native BTC, ETH, SOL signing via Ika 2PC-MPC (no bridges)

Internal Security Review

Completed internal security review across Solana programs

LIKA Liquid Staking

Liquid staking token for IKA with rising exchange rate model

External Security Audit

In progress

Solana Devnet Deployment

Target: Q2 2026

Mainnet Deployment

Target: Q2-Q3 2026

Ecosystem Recognition

Solana Ecosystem

Anchor programs on Solana with full SDK, faucet, and devnet deployment pipeline

Ika RFP Program

Active contributor with 3 RFP submissions (P2P Lending, CCTP, Revenue Marketplace)

Colosseum Hackathon

CCTP implementation submitted to Solana Colosseum hackathon

What’s Next

Completed (Q1 2026)

MilestoneStatus
Solana Programs (4 Anchor programs)✅ Complete
Full App (Supply, Borrow, Credit Reports, Positions, Leaderboard)✅ Complete
ML Credit Scoring Pipeline✅ Complete
@leviathan/sdk✅ Complete
IKA Staking Platform✅ Complete
Agent API + MCP Server✅ Complete
Internal Security Review✅ Complete

Q2 2026 Targets

MilestoneTarget DateStatus
LIKA Liquid Staking TokenApr 2026🔄 In Progress
External Security Audit CompleteMay 2026🔄 In Progress
Solana Devnet LaunchMay 2026⏭️ Planned
Mainnet LaunchQ2-Q3 2026⏭️ Planned
First SPV Loans DeployedQ3 2026⏭️ Planned
Seed Round CloseQ2 2026🔄 Fundraising

Contact

Partnership Inquiries: partnerships@inkwell.finance Interested in becoming a pilot borrower or lending partner? Reach out directly.