CONFIDENTIAL & PROPRIETARY © 2025 Inkwell Finance, Inc. All Rights Reserved. This document is for informational purposes only and does not constitute legal, tax, or investment advice, nor an offer to sell or a solicitation to buy any security or other financial instrument. Any examples, structures, or flows described here are design intent only and may change.
Current Phase: Paid Pilots (Mar - Jun 2026)
Technology Validation
Architecture proven on testnet with Ika ecosystem partner. Solana programs built and operational. Full app live.
Primary Pilot Partner
Full Sail (Sui-native DEX) — MOU and LOI signed. Primary pilot partner for embedded lending integration.
Solana Programs
Four Anchor programs built: leviathan-core (loans, policy, sessions, keepers), leviathan-pool (pooled lending, LP tokens), leviathan-score (credit scoring, oracle integration), leviathan-verifier (cross-chain TX verification).
ML Credit Scoring
Ensemble ML scoring pipeline operational. On-chain credit reports with 0-1000 scores and risk tier classifications.
SDK & App
@leviathan/sdk with unified Solana + Sui bindings. Full app with Supply, Borrow, Credit Reports, Positions, and Leaderboard pages.
Roadmap Overview
| Phase | Timeline | Milestones | Capital Deployed |
|---|---|---|---|
| Credibility ✅ | Dec 25 - Feb 26 | Solana programs built, SDK created, ML scoring operational, full app live, testnet validation | $0 |
| Paid Pilots | Mar - Jun 26 | First loans via $5-10M SPV, weekly on-chain repayment updates | $5-10M |
| Supply Momentum | Jul - Oct 26 | 20-30 live borrowers, public leaderboard, fee revenue begins | $20-30M |
| Institutional Sale | Nov 26+ | “Leviathan Vintage 2026” tear sheet, 12 months performing history | $40M+ |
| Embedded Lending | 2027+ | Inkwell Embedded SDK, 100,000+ borrowers via partner integrations | $100M+ |
Q4 2025 Milestones ✅
Technology
- ✅ Core smart contracts on Sui
- ✅ Ika dWallet integration
- ✅ Testnet deployment with Ika ecosystem partner
- ✅ Security audit (internal review complete)
Business
- ✅ Seed deck v11.7 finalized
- ✅ Full Sail MOU and LOI signed (primary pilot partner)
- 🔄 Term sheet discussions with 5+ protocols
- 🔄 CRO and Lead Engineer hiring
Q1 2026 Milestones ✅
Technology
- ✅ Four Solana Anchor programs built (core, pool, score, verifier)
- ✅ @leviathan/sdk with unified Solana + Sui bindings
- ✅ ML credit scoring pipeline operational (ensemble models, 0-1000 scores)
- ✅ Full app: Supply, Borrow, Credit Reports, Positions, Leaderboard
- ✅ Internal security review across all Solana programs
Business
- 🔄 Pilot LOI discussions ongoing
- 🔄 Parallel SPV structure ($5-10M) finalization
- 🔄 Seed round discussions
- 🔄 Key hires onboarded
Q2 2026 Milestones
Technology
- Mainnet deployment
- First live loans deployed on Solana
- RevenueSplitter contracts on EVM chains
- Real-time repayment tracking via revenue oracles
- IRDS scoring v1 (internal)
Business
- First $5-10M deployed via SPV
- 10-20 pilot loans funded
- Weekly investor updates
- Public track record begins
2027+ Vision: Embedded Lending
The Stripe Capital of On-Chain RevenueOne function call is all it takes:Same enforcement rails that power Leviathan scale to 100,000+ borrowers via partner integrations.
| Leviathan (2026-2028) | Inkwell Embedded (2027+) | |
|---|---|---|
| Target | Institutions + protocols | Treasury UIs, wallets, agent platforms |
| Integration | Manual (dashboard + policy) | One-line Inkwell.embeddedBorrow() |
| Scale | 50-200 large deals | 100,000+ borrowers via partners |
Follow Our Progress
- X/Twitter: @__Inkwell
- Discord: Join our community
- GitHub: inkwell-finance